En savoir plus sur Plaid

Plaid est une solution financière dans le cloud qui aide les utilisateurs à établir une connexion entre les applications et les comptes bancaires pour accéder aux données bancaires. La plateforme permet d'authentifier les comptes, de vérifier les soldes, de vérifier l'identité, de valider les revenus, de vérifier les actifs, etc. Conçu pour venir en aide à la fois aux prêteurs et aux emprunteurs, Plaid offre un accès sécurisé aux informations bancaires. La solution offre une multitude de fonctionnalités, notamment : historique des transactions, authentification ACH (Automated Clearing House), solde de compte en temps réel, vérification des actifs, vérification de l'employeur, etc. Elle permet en outre de vérifier l'e-mail, l'adresse postale et le numéro de téléphone, ainsi que de générer des rapports aux formats JSON (JavaScript Object Notation) et PDF. Plaid fournit des informations relatives à la géolocalisation, aux commerçants et aux catégories, tout en s'intégrant directement à toute application de prêt numérique pour fournir des mises à jour en temps réel. L'offre est tarifée en fonction du nombre d'instances chaque mois. L'assistance est déployée via un centre d'aide en ligne.
Plaid Logiciel - 1
Plaid Logiciel - 2
Plaid Logiciel - 3
Plaid Logiciel - 4
Plaid Logiciel - 5
Vidéo de Plaid
Plaid Logiciel - 1 - aperçu
Plaid Logiciel - 2 - aperçu
Plaid Logiciel - 3 - aperçu
Plaid Logiciel - 4 - aperçu
Plaid Logiciel - 5 - aperçu

Plaid - Prix

Plaid est disponible en version gratuite et ne propose pas d'essai gratuit. La version payante de Plaid est disponible à partir de 500,00 $US/mois.

À partir de :
500,00 $US/mois
Version gratuite :
Oui
Version d'essai gratuite :
Non

Produits similaires à Plaid

Plaid - Avis

Évaluation des fonctionnalités

Rapport qualité-prix
4,5
Fonctionnalités
4,3
Simplicité
4,3
Support client
4,3
Charlaine
  • Secteur d'activité : Design graphique
  • Taille de l'entreprise : 11–50 employés
  • Logiciel utilisé tous les mois pendant Essai gratuit
  • Provenance de l'avis
Rapport qualité-prix
5
Fonctionnalités
5
Simplicité
5
Support client
5

5
Publié le 11/10/2023

Logiciel de service financiers

Avantages

Ce logiciel m'a beaucoup aidé, et surtout dans la gestion de mes finances

Inconvénients

Je ne te trouve pas d'inconvénient particulier pour ce logiciel. Il est génial pour moi

Joseph
Joseph
  • Secteur d'activité : Génie civil
  • Taille de l'entreprise : 201–500 employés
  • Logiciel utilisé toutes les semaines pendant plus de deux ans
  • Provenance de l'avis
Rapport qualité-prix
5
Fonctionnalités
5
Simplicité
5
Support client
5

5
Publié le 22/05/2023

Agrxis Review on Plaid

I have found Plaid to be an outstanding platform overall, and it has considerably improved my ability to manage my finances. It is tremendously straightforward to view and evaluate my financial data in real time because to the smooth interface with numerous financial institutions. My time and effort have been greatly reduced by how simple it was to link my bank accounts, credit cards, and other financial accounts. I've been able to obtain a deeper understanding of my spending habits and make wiser financial decisions because to Plaid's thorough transaction information and classification. Additionally, I have peace of mind knowing that Plaid has put in place strong security measures to protect my data. A great user experience is also aided by the user-friendly interface and intuitive design.

Avantages

I have been amazed by Plaid's powerful and dependable financial data connection capabilities. As a result of the platform's smooth interaction with numerous financial institutions, I can quickly get and examine banking data. Real-time data access, which offers accurate and up-to-date insights into my financial activity, is one of the features I value most. I feel secure knowing that my financial information is secure because to Plaid's security safeguards. In addition, integrating Plaid into my own applications has been a breeze thanks to the developer-friendly APIs and documentation. The Plaid support staff has been accommodating and supportive, swiftly responding to any questions or concerns.

Inconvénients

Although Plaid offers useful capabilities for integrating financial data, there have been a few elements that I haven't found to be as positive in my experience. The data I got from several financial organizations occasionally had inconsistencies, which was one of my problems. To make sure the information was accurate and consistent, more work was needed. The provision of support for a wider range of foreign banks and financial institutions is another area that may be enhanced. As a foreign user, I discovered that Plaid did not support all of the institutions I work with, which constrained the extent of data integration.

David
David
  • Secteur d'activité : Services financiers
  • Taille de l'entreprise : 11–50 employés
  • Logiciel utilisé toutes les semaines pendant plus d'un an
  • Provenance de l'avis
Rapport qualité-prix
4
Fonctionnalités
4
Simplicité
4
Support client
3

4
Publié le 05/06/2021

Plaid is the only game in town for connecting to any financial service

We use Plaid to check bank balances and to accept ACH payments. It works great for both purposes.

Be aware that some financial platforms (banks) are hostile to Plaid (to the extent of suing Plaid) and have sporadic availability.

Some platforms have an arrangement with Plaid that requires you to complete additional documentation steps, like sharing your security policies and business information. Presumably, you get more reliable integration in exchange.

For our use case, the cost of Plaid is trivial, but to accept ACH payments, Plaid integrates with Stripe, which does charge a fee for the actual payment.

Bottom line, no other service can offer what Plaid can, so if you want your customers to connect to their financial institution to your product, Plaid is your only option.

Avantages

Plaid is relatively easy to setup and use. The API documentation is great and API credential setup is easy. The SDK supports all common platforms, and rich code samples are provided.

Inconvénients

Getting approved for production access was a paid. The support team ignored requests. We had to create a second account, which was finally approved. Why this was needed is a mystery.

Plaid will push an expensive monthly plan, but it's not needed for sporadic access.

DJ
  • Secteur d'activité : Automatisation industrielle
  • Taille de l'entreprise : 2–10 employés
  • Logiciel utilisé tous les jours pendant 6 à 12 mois
  • Provenance de l'avis
Rapport qualité-prix
0
Fonctionnalités
1
Simplicité
1
Support client
0

1
Publié le 15/09/2020

WaveApps.com reliance on Plaid a horrible decision!

WaveApps is slowly committing suicide by using Plaid as it is currently supported.

Avantages

Nothing, really... That's the point of this review.

Inconvénients

Account connections with mainstream institutions like AMEX regularly break. The connection must be deleted and recreated each time there is a problem. Kind of defeats the purpose of an automated link.

Connections to smaller institutions or banks don't stand a chance with Plaid. Reported problems don't get rectified presumably based on the biggest "squeaky wheel" institution getting priority. Ever since WaveApps converted to Plaid, I must do a manual bank upload to Wave to update my accounts. Again, kind of defeats the purpose of an automated link, don't you think.

Erin
  • Secteur d'activité : Hôtellerie
  • Taille de l'entreprise : Auto-entrepreneur
  • Logiciel utilisé tous les jours pendant plus de deux ans
  • Provenance de l'avis
Rapport qualité-prix
5
Fonctionnalités
5
Simplicité
5
Support client
5

5
Publié le 24/02/2021

Instant banking access

Avantages

I so love the Plaid software it makes it so easy to login directly to your online banking account. It has several online banking services listed to enter any of your accounts. Makes it so you dont have to always enter your card number and information makes it feel a little more secure.

Inconvénients

There is not absolutely one negative down fall to this software. I applaud the creator of this software.

Catégories connexes